Finance

Understanding Liens: How Lenders Use Collateral to Secure a Loan

Triston Martin · Nov 4, 2025

What a lien is and how lenders use collateral to secure a loan. Understand how liens protect lenders, how collateral works in secured loans, and what it means for borrowers when repaying debt or defaulting

Finance

Start Strong: Saving and Investing in Your Future for Lasting Financial Security

Georgia Vincent · Oct 20, 2025

How saving and investing in your future can lead to greater financial stability. This beginner-friendly guide covers practical steps to build long-term financial security without complexity

Finance

Retirement on Your Terms: Creative Ways to Keep Money Coming In

Darnell Malan · Oct 20, 2025

Discover practical and innovative strategies to build steady retirement income. From part-time work to investments and smart downsizing, learn how to keep money flowing and enjoy financial freedom in retirement

Finance

Approaching Retirement? A Financial Plan Can Help with Tough Decisions

Elva Flynn · Sep 28, 2025

Discover how a financial plan helps with tough retirement choices, from income and lifestyle to healthcare and peace of mind.

Finance

Buy Now, Pay Later vs. Credit Card: Which is Right for You?

Verna Wesley · Sep 15, 2025

Discover the pros, risks, and tips of BNPL vs. credit cards to choose the best option for your spending style.

Finance

Can You Use a 529 Plan for Montessori School?

Susan Kelly · Sep 12, 2025

How to use a 529 plan to save for Montessori school tuition and discover important rules, limits, and strategies for education savings.

Finance

Is ESPP Financing Worth It? A Complete Review of the Pros and Cons

Susan Kelly · Sep 12, 2025

How to maximize your Employee Stock Purchase Plan benefits while managing risks and aligning with your financial goals.

Finance

How to Create a Budget as a College Student and Save More Money: A Guide

Pamela Andrew · Sep 2, 2025

Learn how college students can budget smarter, control expenses, save consistently, and build lasting financial stability

Finance

Do Prepaid Cards Build Credit: What You Need to Know Before Using Them

Georgia Vincent · Sep 1, 2025

Learn how prepaid cards work, their benefits, and limits, and why they cannot build credit. Explore real options to grow credit

Finance

How Long Does a Repo Stay on Your Credit and Affect Your Score

Pamela Andrew · Sep 1, 2025

Know how repossessions affect credit, how long they stay, impact on scores, removal options, lender views, and ways to avoid them